(Junior) Credit Manager (m/f/x)
Brussels, Brussels, Belgium
14 uur geleden


At Henkel, you can make a difference and craft your career. That’s why you own your projects and take full responsibility from an early stage.

Our unique brands in markets around the world open up countless opportunities to follow your convictions and explore new paths.

If you have an entrepreneurial mindset that allows you to always think out of the box - take the chance and shape the digital future together with us.

As Junior Credit Manager you will act as a Finance Order to Cash business partner for a portfolio of customers within Benelux, France as well as some customer is EIMEA region, in accordance with Henkel credit policy and operational guidelines.


  • Perform risk assessment of new and existing customers and make recommendations on the appropriate credit limits and risk categories (within the decision matrix).
  • Take decisions on blocked orders (within the decision matrix).
  • Interact with internal stakeholders (Accounts Receivable team, Customer Service, Sales) in connection to customers’ AR situation, blocked orders treatment, credit analysis, bad debt provision (IFRS), customers’ disputes etc.
  • Take care of insolvency / bankruptcy activities : follow up internally, with external lawyers, with collection agency.
  • Act as a SPOC during internal and external audit for Finance Order to Cash related processes for a chosen portfolio.
  • Participate in ongoing projects and initiatives.

    A university degree in Economics related direction, 2 years of experience in credit risk analysis would be an asset.

    A working knowledge of Office, experience with SAP is a plus.

    A basic understanding of customers’ financials statement.

    Fluency in English, Dutch and French. Any other language is an asset.

    Knowledge of risk mitigation solutions (for instance Credit Insurance) is a nice to have.

    Good influencing and interpersonal skills.

    Ability to work in a team as well as individually, in a multicultural environment.

    Attentive to detail as well as ability to treat matters with a helicopter view approach.

    Agility and operational excellence.

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