Who we are
ENGIE is a global energy company, a leading provider of electricity, natural gas, and energy services. With 153,090 employees in more than 70 countries worldwide, ENGIE achieved revenue of €66.
6 billion in 2016. ENGIE is committed to being a leader in the energy transition. We are looking for talented and motivated people to create the future of energy.
Join a rewarding and flexible work environment that encourages innovation and creativity, and help us meet the energy challenges of today and tomorrow. Context
The Credit Risk Department, part of the Risk Department, includes 3 teams : Anti-Money Laundering, Credit Risk Analysis and Reporting.
As part of the Credit Analysts team, we assess the creditworthiness of GEM's counterparts (rating), participate in the negotiation of the commercial contract (specific credit clause, financial covenants and payment terms) and calibrate credit limits.
After contract sign-off, we control the respect of both the credit limits and the contract credit clauses (eg : monitoring of the respect of financial covenants).
The economic environment is also key and needs also to be followed.
Credit assessment of counterparts in close collaboration with the Front Office teams and the different poles of the Credit Risk department
Presentation of requests to Credit Risk Management and to Committees
Follow-up of credits risks of a specific portfolio (participation to monitoring and watch of customers' evolution)
Participation in the development of customer relationship before contract signing : analysis of Front Office's need, study of the customer's profile, in order to improve knowledge of the customer
Proposition, negotiation of credit documents and clauses of netting contracts with customers, in collaboration with the legal department
Analysis and follow-up of portfolio's exposure in terms of counterpart risks, credit lines management, and approval of Front Office's transactions / contracts Understanding of the risk calculation methodology
Participation to company's transversal projects
Paris (occassional) Education and professional background
Master degree with major in Finance (Corporate Finance, Accounting, Economy) or an equivalent experience
At least 2 years of relevant experience in a Credit Risk position, ideally in a trading or banking environment
You dispose of strong analytical skills and can complete financial analysis
Good knowledge of MS office tools
Analysis and synthesis
Ethic and integrity
Reactivity, proactivity, perseverance
Strong communication skills (written and oral)
Resilience to stress
French : fluent
English : fluent