Analyst / Associate Corporate Sector Lending
Medewerker Wholesale Banking Ervaren België Brussel Corporate Lending I / Corporate Lending II 2022-04-22
Lending Analyst / Associate (Corporate Sector Lending)
Are you looking for a job where you can be a part of a dynamic team of Lending specialists, operating at the heart of ING’s Wholesale Banking franchise in Belgium?
Are you also someone who
feels at ease with figures and financial analysis
pays attention to details and is driven by a search for quality in his / her work
is interested and has experience in structuring and negotiating credits (incl. creative problem solving) with corporates
is ready to face challenges and can go the extra mile when needed.
enjoys working in a team and contributing to the team results
enjoys client contacts (visits with relationship managers, other product specialists, bankers meetings and conference calls)
enjoys working in a learning environment
likes to work in an agile, international and start-up environment
And you also have
1-5 years of work experience in the financial sector, preferably within a lending or credit risk related environment
excellent knowledge of financial analysis
commercial drive, pro-active mindset and analytical skills
good communication and negotiation skills
the capability to work independently
ability to work in agile teams
willingness to travel
fluency in written and spoken Dutch, French and English
Then you are our new Corporate Lending Analyst / Associate
You will take responsibility for a portfolio of diversified lending corporate clients in all credit-related matters, including in life management (annual reviews, waivers,.
new requests, and also optimization of the risk adjusted profitability.
You visit your customers, with or without other colleagues or relationship manager, in the framework of the lending relationship, gathering useful information and assessing opportunities for new profitable credits.
You will prepare credit packages according to ING policy and present the credit request for approval to credit committee.
You will lead the negotiation of the credit facilities with the customer (in partnership with the relationship manager) and the follow up of the implementation / documentation of new credit facilities with our Diversified Lending colleagues or in collaboration with Legal Department or external legal counsel.
You will assist in more complex / non-standard deals with support of other lending colleagues and advising teams such as Loan Capital Markets Desk, Capital Structuring & Advisory Team,
You will acquire and keep up to date your knowledge on lending products, ING policies and also the general economic environment.
You will provide further support to the Corporate Sector Lending Belgium team as appropriate.
Want to make a meaningful impact?
ING’s Corporate Sector Lending structuring team in Belgium is a 14 colleagues strong team which provides lending solutions to ING’s corporate clients across a wide number of sectors (general industries, transport & Logistics, automotive, TMT & healthcare, commodities, food & agri, financial institutions) based in Belgium.
We have arranged numerous corporate lending facilities (bilateral, club-deal and syndicated) and are involved in all credit related matters of the client relationship (including financial markets and transaction services products).
At ING our purpose is to empower people to stay a step ahead in life and in business. We believe that sustainable progress is driven by people with the imagination and determination to make a better future for themselves and those around them.
ING Belgium is a creative and dynamic environment where thousands of employees collaborate to offer a differentiating experience for Retail and Private Banking customers as well as individuals, freelancers, SMEs, large corporations, institutions and corporate clients.
As the first direct universal bank, we are a global financial institution with a strong European foundation, recognized as the Best Bank in Belgium and as an employer of choice for consecutive years.
If this is the environment you thrive in, then apply and join us in changing the future of lending and banking!